Help for life's unexpected expenses.
Loan Options
If you are planning for a special occasion or need help with an unexpected expense, we offer secure and unsecured loan options with quick decisions so you have one less thing to worry about.
- Types of Loans
- Vehicle repair
- Debt consolidation
- Medical expenses
- Educational expenses
- Vacations
- Dental Financing
Personal Unsecured Loan
A Personal Loan is an unsecured installment loan you can use for almost anything you need.
Personal Secured Loan
Receive a lower interest rate by using funds in your Southern savings account as collateral. Personal Secured Loans have a higher rate of approval than unsecured loans.
FAST Cash Line of Credit
Fast Cash is a pre-approved, personal line of credit that provides the convenience of readily available funds.
- Lines of credit available up to $5,000.
- You choose when to use the funds and for what purpose.
- Easy to access funds:
- Write yourself a check when you need it without having to reapply for a new loan each time.
- In person at one of our branch offices.
- Calling our Telephone Service Center and having a check mailed to you or transferring the funds into your checking account.
- By calling TellerPhone, our 24 hour a day, seven day a week audio response system.