Compare Savings Accounts

Planning for your financial security. Savings is just the start!

Regular Share Savings

Establish your Credit Union membership by opening a Regular Share Savings account with an initial deposit of $25* and start taking advantage of our wide range of accounts and services.

More on Regular Share Savings

Term Share Certificates of Deposit

Term Share Certificates of Deposit (CDs) earn the highest interest rates Share certificates give you the opportunity to earn more interest on your savings by placing a specific amount on deposit for a specific terms.

More About Term Share CDs

Christmas & Vacation Club Accounts

Club Accounts are designed to help you save for predictable annual expenses, such as Christmas or a vacation.

More About Christmas & Vacation Club Accounts

FAQs

*Your initial deposit of $25 is not a fee. If you choose to close the account, the $25 will be returned to you with any other savings accrued.

Can I have more than one savings account?

Yes, having a second savings is a convenient way to save for a special occasion, or for a major purchase, by keeping your funds separate from your primary savings.
There is not a minimum deposit required for an additional Savings Account. Only the Primary Savings Account must have a $25 deposit to open the account.

How Can I transfer* funds to and from my Savings Account?

Online Banking at www.southernonline.org and Mobile Banking through our Mobile Banking App
Standard deposit/withdrawal with a Branch Teller
Call our Telephone Service Center - 770.719.1111 or 800.338.5882

* Reg D - Savings and Money Market Account Limitations: The account owners will not be permitted to make more than six (6) withdrawals from the Savings Account per month for the purpose of transferring funds from the Savings Account to another account with the Credit Union or for making a payment to a third party by means of pre-authorized or automatic transfer, telephonic agreement (e.g. IVR, Online Banking, or Online Bill Pay), order or instruction. The following transfers or withdrawals do not count toward the six (6) withdrawal limitation: (a) any transfer for the purposes of repaying the Credit Union loans; (b) transfers among accounts of the same person, when made by mail, messenger, ATM, or in person. You are allowed a certain number of withdrawals during a month and the entire calendar year, after which service charges may be assessed. Both the number of withdrawals and the charges that may be assessed are listed on the Disclosure Supplement.