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Southern Way Checking

Best for first time checking account holders or those who need some help to get back on their feet. We know life can throw you curve balls, so we created this digital forward account with limitations to help guide your next financial steps.
 
  • Online banking and e-Statement enrollment REQUIRED

  • No monthly service charge
     
  • No minimum balance required

  • Payroll deposit recommended
     
  • VISA Debit card available with $200 ATM cash & $500 Point of Sale (POS) daily limits

  • No Bill Pay, Remote Deposit Capture or Shared Branch Network access for first 12 months

  • Minimum of 12 month’s positive account activity (ACH and debit transactions; not just cash/check in and out) to be considered for a Basic Checking Account.