Choose a Fixed Rate Mortgage question below
Should I get pre-qualified before I start shopping?
Yes, it is a good idea to get pre-qualified so you have an idea of what you can afford - A quick conversation with your lender about your income, assets and down payment is all it takes. Call us today at 770.719.1111or 800.338.5882.
What does a typical monthly mortgage payment include?
- Principal
- Interest
- Homeowner’s insurance
- Property taxes
- Private mortgage insurance (PMI), if you put less than 20% down on your home
If you want to pay more on your mortgage, be sure to specify you want any extra money to go toward the principal only, not an advance payment that prepays interest.
* Some properties require a monthly association fee.