The Southern Credit Union

Family in swing outside on porch.

At The Southern, your family is our family!

 

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Family hold Sold sign in front of new house.

Home ownership is affordable with lending solutions from The Southern.


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Family smiling and driving in new car.

We make your car buying process simple!


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Welcome to
The Southern
Credit Union!

We are proud to be your hometown credit union since 1963! We are a federally insured, not-for-profit financial cooperative and the largest credit union based in Fayette County, Georgia. Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, low or no fees on various services and products. The Southern Credit Union is owned by its members and governed by a member-elected board of directors.
Couple looking at home improvement plans.

Put your home's equity to work

  • Available for primary residences and second homes
  • No annual fee
  • No prepayment penalty
 

Financial Wellness

 
Financial tips for you and your whole family!
How to recognize fraudsters and what you can do to stop it from happening to you!
 
Buying a new home is exciting. But there is a lot to consider... Here's some helpful information from our Mortgage Team.
Your wellbeing is not just about your yearly physical with the doctor. When was your last financial check-up?
 
woman holding bulldog puppy in a moving box surrounded by boxes

Your home is more than just a roof over your head.

It's where life happens. Whether you're looking to buy a new home, consolidate debt or renovate, let us help you live life your way!

Person looking at app on their phone.

Tap. Bank. Smile. And do it on your own time.

Accessing your account has never been easier with our Mobile App. Your cell phone or tablet is your most convenient branch.