
The Southern Credit Union
Welcome to
The Southern
Credit Union!
We are proud to be your hometown credit union since 1963! We are a federally insured, not-for-profit financial cooperative and the largest credit union based in Fayette County, Georgia. Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, low or no fees on various services and products. The Southern Credit Union is owned by its members and governed by a member-elected board of directors.

Put your home's equity to work
- Available for primary residences and second homes
- No annual fee
- No prepayment penalty
Financial Wellness
Financial tips for you and your whole family!
Account Takeover Fraud is on the rise!
Are You Preparing to Buy a New Home?
Buying a new home is exciting. But there is a lot to consider... Here's some helpful information from our Mortgage Team.
When was your last check-up?
Your wellbeing is not just about your yearly physical with the doctor. When was your last financial check-up?